Our industry has shifted from educating to marketing. When you look at what is being produced by carriers, very little extends towards educating producers or consumers. With our vast experience and knowledge, Chesapeake Brokerage is able to educate our clients in a way that the industry cannot. An educated client is better situated to help uncover and solve problems. Knowledge must be the fuel on which all sales run on. We are experts in our field, and we take the time to impart this expertise and experience on our partners. Education helps to set clients at ease, demonstrate your qualifications and build trust.

Chesapeake Brokerage aims to serve our clients with the end consumer always in mind. We treat each case as if it were our only case and put all our resources and knowledge into every case that comes through our door. We know that by serving our clients this way they will never question what they are presenting to their clients and know they are always giving the best recommendations for strategy and product.

We center problem solving around critical thinking, creativity, teamwork and persistency. Rather than accepting the status quo, we shape our environment towards a better solution. We refuse to rest until we have uncovered a solution which benefits the client.

First and foremost, we help advisers by coming to an understanding of how their practice operates and who their clients are. We are not order takers and are very proactive in our partnership with Financial Professionals. We know not all Financial Advisors operate the same, nor do they have the same clients who can utilize the same solutions. We help advisor’s clients expose risks and create goals within their financial plans. We are able to utilize life insurance products as potential solutions to risks and to help your client reach their financial goals. We partner with Advisors to help with the issues at hand and to discover opportunities that may have not been addressed.

We don’t truly start our job until we hear “no” for the first time. Our job is to manage expectations of the client and to provide them with unbeatable solutions to help them mitigate risk and achieve their financial goals. We advocate for the client financially, medically, and recreationally during the underwriting process. We’re passionate about what we do for a living and about the relationships we have created. Our goal is to make sure we are never beaten by the competition and are able to provide your client with what they deserve. Some people stop at “no”, but that is where we thrive and bring advocacy to the next level. Underwriting takes experience, expertise, creativity, and advocacy.

We have four underwriters on our team. This allows us to know what we are facing before an insurance carrier underwriter ever looks at the clients file. We advocate for the client financially, medically, and based on avocations. Just because a carrier comes back with preferred, that doesn’t mean it’s THE OFFER. With a combined experience of over 150 years, Chesapeake Brokerage’s team is made up of knowledgeable and trustworthy professionals, who strive to find the best coverage for your client. In order to effectively address your client’s financial needs, we understand their medical, financial, and social background. We ask the right questions and we are consistently advocating for and keeping your client’s best interest above all else. We know to ask the right questions to do this on a preliminary basis, setting the client up for the best-case scenario from the start. Our experience allows us to do this efficiently.

Some things are simple fixes, some things are big fixes. We mitigate every situation, not just the product, to make sure there will be no complications in the future. From the time an application comes into the time it is issued we look for any complications that may arise and make sure they are taken care of before the policy is inforce.